Lower Health Care Premiums for All Americans Act

Floor Speech

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Mr. PFLUGER. Mr. Speaker, I will remind my colleagues across the aisle that not a single Republican has ever voted for ObamaCare. This is your plan. You put it into law. It was a disaster then. It is a disaster now. It was more expensive now than it has ever been, and it is your plan. It is our job to fix it, which is exactly what we are doing.

Mr. Speaker, ObamaCare has failed to deliver on its promises. It has left millions of Americans with higher premiums. Again, your votes did that. It has fewer choices, less coverage, and is plagued by fraud, waste, and abuse.

Mr. Speaker, I recently had a constituent write to me, outlining her and her husband's experience, demonstrating systematic fraud within the ACA marketplace. Her husband has been repeatedly enrolled in an ACA plan without consent since November 2023 in a scheme where brokers and agents are fraudulently enrolling individuals to collect commissions and meet enrollment quotas. This broker gained unauthorized access to his prescription records and replaced his legitimate employer-sponsored insurance coverage at his pharmacy.

I wish I could say that these examples are one-time instances, but we know they are not. The system was built for this kind of fraud. They represent the broader failure that is ObamaCare.

We must take action to fix this broken system and make healthcare actually affordable, not the Ponzi scheme that it currently is.

The Lower Health Care Premiums for All Americans Act is a great first step toward this mission, and we will drive down health insurance premiums immediately by 11 percent through cost-sharing reduction payments, provide patients with greater transparency, and support small businesses that offer employment-based healthcare.

Mr. Speaker, we should do more as a Republican Conference, including creating Trump health freedom accounts and allowing Americans to shop across State lines, encouraging competition.

Not a single Republican ever voted for your plan, but we are fixing it now. This is a good first step.

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