Providing for Consideration of S.J. Res. Disapproving the Rule Submitted By the Bureau of Consumer Financial Protection Relating to ``Overdraft Lending: Very Large Financial Institutions''; Providing for Consideration of S.J. Res. Disapproving the Rule Submitted By the Bureau of Consumer Financial Protection Relating to ``Defining Larger Participants of A Market for General-Use Digital Consumer Payment Applications''; Providing for Consideration of H.R. No Rogue Rulings Act of Providing for Consideration of H.R. Safeguard American Voter Eligibility Act; and for Other Purposes

Floor Speech

Date: April 1, 2025
Location: Washington, DC


Mr. Speaker, I thank the gentleman from Virginia for yielding me the customary 30 minutes, and I yield myself such time as I may consume.

Mr. Speaker, there is an awful lot of stuff in this rule before us. However, let's be clear about one thing that is happening with this rule today, and that is Republican leadership is trying to overturn the democratic process of majority rule.

Mr. Speaker, 218 Members of this House, a majority of us, signed a petition from Congresswoman Luna, who is a Republican, allowing new moms and dads to vote remotely in Congress. When 218 of us sign a petition, the House rules say it can be brought up for a vote. However, a backdoor provision slipped into this rule is being used to shut down that process. This is an unprecedented step. Literally, it has never been done before in the history of the House--never.

Mr. Speaker, if you signed Representative Luna's discharge petition, if you agree it deserves a vote, and if you agree that a majority of the House should have the ability to bring up legislation through the discharge process, then you have to vote ``no'' on this rule. It is that simple.

Let's go back to the drawing board. Drop this provision.

By the way, this isn't remote voting for everyone. It is very simply about giving new parents the option to vote remotely if they so choose. That is it. That is what the Republican leadership is killing.

When we get to the actual bills Republicans are advancing here, Mr. Speaker, who wrote these Republican bills? A Wall Street lobbyist?

One of them is literally about letting big banks raise their fees. Who the hell asked for that, the CEO of Goldman Sachs?

People are getting screwed by big banks, by the Bank of America, by Morgan Stanley, and by Wells Fargo. This is about whose side you are on.

At least Republicans are up front about it. They want to help Wall Street. Democrats fought to make sure that overdraft fees are capped at $5, and these guys come down here with a straight face telling America what? That letting banks raise fees is a good thing.

I mean, Republican math is that higher fees are good for you, Mr. Speaker. Really? Somehow we all should want to pay more fees to big banks? Is this a joke? Is this a bad joke?

This next measure that they have in this rule lets Big Tech off the hook when people get ripped off. Did Elon Musk write this one?

These guys are coming down here with a straight face and telling us that Big Tech needs less regulation and that they need less oversight. Is this an April Fools' Day joke?

Here is the contrast: Democrats actually fought to make sure Big Tech is held accountable when things go wrong on Apple Pay, Cash App, or Zelle and when people are hacked, scammed, or defrauded.

What do Republicans want to do? They want to let Big Tech off the hook. If you lose money, too bad, Mr. Speaker. If your data gets sold, too bad. Whose side are Republicans on?

I will tell you, Mr. Speaker, it is not yours.

Maybe for April Fools' Day they could really change things up and actually stand up for working people. There is a crazy idea.

We have another bill to block nationwide injunctions when the government breaks the law. Here is a better idea: Why don't Republicans call up Donald Trump and tell him to stop breaking the law?

What an idea. Of course, it is a day that ends in Y, so Republicans are bringing to the floor a bill to take away peoples' voting rights.

Get this, Mr. Speaker, if you are a woman who changed her name after marriage, you will now need a certified birth certificate. However, if your name is different than on that birth certificate, then you are going to have to come up with a whole bunch more documentation. Some of it will be costly.

Only Republicans would think voter disenfranchisement is somehow a good idea. This is all about making it more difficult for American citizens to vote. That is the real fraud. Donald Trump actually had a commission on voter fraud, and he disbanded it because he couldn't find any.

Republicans are defrauding American voters by making it more difficult to register. This stuff is right out of the authoritarian playbook straight from China, Russia, or Iran.

Republicans are acting like they are above the law. They are putting the rich and powerful first, undermining an independent judiciary, and undermining the right to vote. This is the road to authoritarianism, Mr. Speaker. Republicans are putting us in the fast lane to a dictatorship, and you can be damn sure that I am not going to be silent and that people on this side are not going to be silent. I am going to fight against these bills. I am going to fight to protect and uphold our democracy.

Mr. Speaker, I urge my colleagues here, both Democrats and Republicans, to vote ``no'' on this rule.

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Mr. McGOVERN. Mr. Speaker, let me just say that I respect the gentlewoman from Florida for her courage and for standing up on behalf of doing the right thing. I wish more people in this Chamber would do that.

Pettersen), who is the author of the parental proxy resolution that is trying to be killed by today's rule. She is a new mom herself.

After listening to the distinguished chairwoman of the Rules Committee, my head is about to explode.

She talked about how disastrous it was when we had proxy voting during COVID. It was so disastrous that 162 Republicans actually voted by proxy.

She talked about how somehow it was unconstitutional, so unconstitutional that the current Speaker of the House, on multiple occasions, voted by proxy 39 different times.

She talks about people needing to show up to work. Well, people did show up to work and did participate in representing their constituents when we had proxy voting.

She doesn't seem to be that upset over the fact that Donald Trump conducts most of his business from the golf course in Mar-a-Lago. She doesn't seem to be very upset over the fact that the FBI Director, Kash Patel, is asking to work remotely from Las Vegas. She didn't seem that upset that there were people on the Rules Committee who used proxy voting to go to a CPAC convention to basically listen to political rhetoric from people on the extreme rightwing.

The bottom line is, Republicans love to talk about family values, but when given the chance to really support families, they turn their backs.

She talks about looking in Webster's dictionary, about the definition of ``congress.'' While she is at it, she should look up the definition of ``representation.'' There is nothing that says you shouldn't be able to represent your constituents because you just had a new baby.

The rule that we are considering right now is unprecedented because never in the history of the House has the Rules Committee tried to outright kill a discharge petition that was already signed by a majority of the House--never. This is precedent-setting.

Let me be clear: Discharge petitions are not a tool of the minority. That is true no matter how many times Republican leadership wants to say so.

In the past 30 years, before this month, a grand total of four discharge petitions have been sent by a majority of this House. Guess who introduced every single one of those four bills? Republican Members of a Republican majority. How did a majority of Republicans vote on those bills? They voted in support.

This isn't some Democratic tool that we use to make the other side take votes. This is a vital tool that has allowed Republicans with commonsense, bipartisan ideas to actually bring them forward against the opposition of their leadership.

By the way, even if you think this is a tool of the minority, once you set this precedent, that is it. Republicans are a few seats away from losing control of this Chamber. You might see this debate a lot differently in hindsight. If you want to protect your rights as Members of Congress, you should vote ``no'' here. You should especially vote ``no'' if you support the idea that new moms and dads should be allowed to vote remotely while taking care of a newborn.

Members worked across the aisle to draft a compromise version of remote voting for new parents. A bipartisan majority of this House signed a petition to bring this to the floor. Congresswoman Luna followed the rules, followed the rules that you set, the same rules that were in place when I was chair of this committee, the same basic rules that have been in place for a hundred years.

A majority of this Congress supports the Luna-Pettersen rule to allow new parents to vote remotely because it is common sense and because this is 2025, not 1925.

Members who stand with new parents and young families, Members who recognize we live in a modern world and don't show up to work with a horse and buggy, Members who believe in the democratic process, things like majority rule--what a radical idea--must defeat this antifamily, antidemocratic power grab of a resolution.

If you signed this discharge petition, you need to vote ``no'' on this rule. If you think it is important for individual Members to have any ability to move commonsense, bipartisan ideas forward, you need to vote ``no'' on this rule. A ``no'' vote is the only vote that lets that happen.

Congresswoman Luna convinced a majority in this House to support her idea. She deserves to get an up-or-down vote.

Leger Fernandez), a distinguished member of the Rules Committee.

Ms. LEGER FERNANDEZ. Mr. Speaker, Republicans are rigging the system to silence your vote and silence your power.

If you are a woman, a rural voter, an Active-Duty military member, or a Tribal member, the SAVE Act will cost you more time, more money, and maybe your right to vote, period.

Under the SAVE Act, if your birth certificate does not match your voter registration, you will have to pay to get a passport or jump through even more hoops to register to vote.

All of you married women out there, that is you.

The SAVE Act also requires you to show up in person to present your documents. Military members overseas can't do that, and rural voters may have to drive 2 hours if you are in Representative Ciscomani's district and maybe more in Republican rural districts. That is a lot of gas money and lots of work that you have lost.

Republicans rejected my amendment to fix those two problems, but they don't like an easy fix. No, everything under Trump and Republicans is getting more expensive, even the right to vote.

This rule also blocks the House from voting on Representative Luna's bipartisan discharge petition signed by a majority of the House, including Republicans, to allow new parents to vote by proxy.

Speaker Johnson voted by proxy 39 times, and he didn't have a newborn. Earlier this year, they let a Republican go on a Hollywood comedy show and vote by proxy, but they won't let a pregnant colleague who cannot safely travel vote by proxy. Republicans are undermining family values yet again.

I hope my Republican colleagues who signed the discharge petition continue to have the courage to vote against this rule. You should not be silenced. Parliamentary Inquiry

Mr. Speaker, I don't blame the Speaker for not being able to answer the question of the gentleman from Virginia (Mr. Griffith). I have been on the Rules Committee for a long time, and I, quite frankly, don't know what the hell he is talking about.

Mr. Speaker, none of us are saying that the rules can't be changed here. We are just saying they shouldn't be. In the House of Representatives, I don't know, but I thought the majority rules. I thought that was kind of an important standard that we all followed around here, but apparently not.

Apparently, according to my Republican colleagues who are now in charge, it is now the minority that should rule, that a minority of opinion who doesn't want to see things come to the floor can just block it and not even give people an opportunity to vote up or down.

I think this is a very dangerous precedent, and I think the majority is going to regret going down this road. Again, I hope that there are courageous people on the Republican side who will stand with Representative Luna and all of us and vote ``no'' on the previous question.

Mr. Speaker, responding to the gentleman who just spoke, just because the gentleman yells doesn't make his vote count more. It certainly doesn't make him right.

Mr. Speaker, Donald Trump literally works from a golf course, and my friends on the other side of the aisle don't say anything about it. Yet, God forbid a pregnant mother be able to have her baby in the safety of her home and in her community and she votes by proxy. Somehow, the Republic will fall? Give me a break.

What the hell is wrong with the majority? This is ridiculous. This is ridiculous. This is coming from a group of people over there, many of whom voted by proxy during COVID, some of them multiple times. I don't have any patience for this.

Johnson).

BREAK IN TRANSCRIPT

Mr. McGOVERN. Mr. Speaker, if we defeat the previous question, I will offer an amendment to the rule to make in order Representative Dexter's amendment to the SAVE Act, which prevents the bill from taking effect within a State unless that State certifies that the implementation of the bill would not lead to disenfranchisement of eligible married women voters.

I ask for unanimous consent to insert the text of my amendment into the Record, along with any extraneous material, immediately prior to the vote on the previous question.

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Mr. McGOVERN. Dexter), the sponsor of this legislation, to discuss our proposal.

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Mr. McGOVERN. Mr. Speaker, I don't even know what the hell he is talking about.

Let me just say this: I never voted by proxy. I helped establish those rules during COVID, but I never did because I followed the rules.

The gentleman voted 63 times by proxy, including one time going to a rightwing Republican political convention. That was not following the rules. So much for being unconstitutional.

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Mr. McGOVERN. Point of Order

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Mr. McGOVERN. Stansbury).

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Mr. McGOVERN. Mr. Speaker, may I inquire as to the time remaining.

Mr. Speaker, let us not kid ourselves. This isn't just about overdraft fees, mobile apps, or voter registration requirements. This is about one political party, the Republican Party, which has made a deliberate choice to side with the rich and powerful over the people they were elected to serve.

Time and time again, Republicans have shown us exactly who they are.

They are not interested in lifting up working families. They are interested in protecting greedy corporations.

They are not interested or worried about making life easier for everyday people. They are worried about making life easier for the rich and the powerful.

The Republican vision for America is one where the rules don't apply to those at the top and the rest of us are left to fend for ourselves. That is very different from the Democratic vision for America because Democrats believe real freedom means economic security.

We believe opportunity means being able to pay your bills without being gouged by Big Bank overdraft fees. We believe consumers should be protected from fraud.

We believe that working people should come first, not Wall Street, not Silicon Valley, not MAGA billionaires who think democracy is optional.

We believe that this Congress ought to embrace the 21st century. Republicans are using this vote to block Representative Luna from offering her resolution to allow new moms and dads to vote by proxy in this Congress. This is a huge change to centuries of precedent. They are taking power away from a majority, a majority of Members of the House, by blocking a bipartisan resolution.

Let me be crystal clear: A minority of this Chamber is upending what a majority in both parties wants.

I get it. Some of you are obsessed with copying authoritarian regimes, but guess what. We are not in a dictatorship, and Republicans and Democrats should reject this cowardly change.

The American people are watching. They, quite frankly, don't understand the rationale that my Republican colleagues put forward about why new mothers and new fathers have to be here in person while making comparisons to doctors who are operating on patients.

We are casting votes. We are casting votes.

Representative Pettersen, having just given birth to a new baby, should be able to represent her constituents from her district in the safety of her community and in her home.

What the hell is the big deal? Do you think the world is coming to an end? The people who are complaining the loudest are the ones who abused proxy voting when we had it during COVID.

By the way, news flash, everybody: There is a Member of the Republican Party who voted by proxy to do a comedy show on the West Coast just a few months ago, and they all know about it. There is no accountability. There is no one holding anybody to account for that, basically, voter fraud, but they are here on the floor today complaining about new mothers and new fathers being able to vote by proxy.

This is absurd. This is absurd. The American people I know are disgusted by what they are hearing here today. The American people are watching.

Mr. Speaker, I urge my colleagues to vote ``no'' on this outrageous, antidemocratic rule. I ask my Republican colleagues to stand up and show some courage today because what you are doing today, what the leadership is doing today, is basically precedent setting.

This will come back and haunt you at some point. Don't ruin these precedents. Don't ruin these traditions.

Let's build an economy and a democracy that works for everyone. Vote ``no'' on this rule.

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Mr. McGOVERN. Mr. Speaker, on that I demand the yeas and nays.

The yeas and nays were ordered. Announcement by the Speaker Pro Tempore

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Mr. McGOVERN. Mr. Speaker, I demand a recorded vote.

A recorded vote was ordered.

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