New York City faces an unprecedented challenge in affordable housing, leading to record levels of homelessness and too many families paying too great a percentage of their income in rent. Congresswoman Velázquez believes that the federal government must increase funding for public housing and develop public-private partnerships to increase middle class housing. In addition, Nydia has been a leading voice against predatory lending and knows that we need to take steps to prevent high rates of foreclosure from denying the dream of home ownership to too many families.