National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.


results per page:
Date State Bill No. Title Outcome
May 8, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Not Invoked - Senate (48 - 49)
May 7, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - Senate (52 - 47)
May 6, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Motion Agreed - Senate (53 - 46)
April 9, 2025 National PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Nomination Confirmed - Senate (52 - 44)
April 9, 2025 National PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Cloture Invoked - Senate (51 - 45)
March 27, 2025 National S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - Senate (52 - 48)
March 26, 2025 National PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Nomination Confirmed - Senate (53 - 43)
March 26, 2025 National PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Cloture Invoked - Senate (52 - 46)
March 26, 2025 National S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Motion Agreed - Senate (52 - 47)
March 4, 2025 National S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - Senate (50 - 47)
Jan. 27, 2025 National PN 11-1 Nomination of Scott Bessent to be Secretary of the Treasury Nomination Confirmed - Senate (68 - 29)
Jan. 25, 2025 National PN 11-1 Nomination of Scott Bessent to be Secretary of the Treasury Cloture Invoked - Senate (67 - 23)
May 15, 2024 National S J Res 57 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Coronavirus State and Local Fiscal Recovery Funds". Joint Resolution Failed - Senate (46 - 49)
Jan. 10, 2024 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Veto Override Failed - Senate (54 - 45)
Nov. 15, 2023 National S J Res 43 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program". Bill Failed - Senate (49 - 50)
Oct. 18, 2023 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - Senate (53 - 44)
June 1, 2023 National H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - Senate (52 - 46)
March 1, 2023 National H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - Senate (50 - 46)
May 11, 2021 National S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - Senate (52 - 47)
March 11, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - Senate (53 - 42)
Dec. 12, 2018 National S J Res 64 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Returns by Exempt Organizations and Returns by Certain Non-Exempt Organizations" Bill Passed - Senate (50 - 49)
Dec. 11, 2018 National PN 1803 Nomination of Justin George Muzinich to be Deputy Director of the Department of the Treasury (55 - 44)
Dec. 10, 2018 National PN 1803 Nomination of Justin George Muzinich to be Deputy Director of the Department of the Treasury Cloture Invoked - Senate (55 - 43)
Dec. 6, 2018 National PN 2170 Nomination of Kathleen Laura Kraninger to be the Director of the Bureau of Consumer Financial Protection (50 - 49)
Nov. 29, 2018 National PN 2170 Nomination of Kathleen Laura Kraninger to be the Director of the Bureau of Consumer Financial Protection Cloture Invoked - Senate (50 - 49)
Date No. Title Outcome
5/08 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Not Invoked - Senate (48 - 49)
5/07 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - Senate (52 - 47)
5/06 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Motion Agreed - Senate (53 - 46)
4/09 PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Nomination Confirmed - Senate (52 - 44)
4/09 PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Cloture Invoked - Senate (51 - 45)
3/27 S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - Senate (52 - 48)
3/26 PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Nomination Confirmed - Senate (53 - 43)
3/26 PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Cloture Invoked - Senate (52 - 46)
3/26 S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Motion Agreed - Senate (52 - 47)
3/04 S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - Senate (50 - 47)
1/27 PN 11-1 Nomination of Scott Bessent to be Secretary of the Treasury Nomination Confirmed - Senate (68 - 29)
1/25 PN 11-1 Nomination of Scott Bessent to be Secretary of the Treasury Cloture Invoked - Senate (67 - 23)
5/15 S J Res 57 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Coronavirus State and Local Fiscal Recovery Funds". Joint Resolution Failed - Senate (46 - 49)
1/10 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Veto Override Failed - Senate (54 - 45)
11/15 S J Res 43 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program". Bill Failed - Senate (49 - 50)
10/18 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - Senate (53 - 44)
6/01 H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - Senate (52 - 46)
3/01 H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - Senate (50 - 46)
5/11 S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - Senate (52 - 47)
3/11 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - Senate (53 - 42)
12/12 S J Res 64 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Returns by Exempt Organizations and Returns by Certain Non-Exempt Organizations" Bill Passed - Senate (50 - 49)
12/11 PN 1803 Nomination of Justin George Muzinich to be Deputy Director of the Department of the Treasury (55 - 44)
12/10 PN 1803 Nomination of Justin George Muzinich to be Deputy Director of the Department of the Treasury Cloture Invoked - Senate (55 - 43)
12/06 PN 2170 Nomination of Kathleen Laura Kraninger to be the Director of the Bureau of Consumer Financial Protection (50 - 49)
11/29 PN 2170 Nomination of Kathleen Laura Kraninger to be the Director of the Bureau of Consumer Financial Protection Cloture Invoked - Senate (50 - 49)

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