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National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.

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Date State Bill No. Title Outcome
July 22, 2026 National HR 7008 Stop Insider Trading Act Bill Passed - House (232 - 198)
July 21, 2026 National HR 6955 Main Street Act Bill Passed - House (270 - 155)
June 25, 2026 National HR 2478 Financial Exploitation Prevention Act of 2025 Bill Passed - House (414 - 2)
June 11, 2026 National H Res 1335 Condemning actors seeking to defraud the United States Government, and expressing the sense of the House of Representatives that governmentwide fraud and improper payment prevention reforms will meaningfully improve the financial prosperity of the United States, and that Federal program eligibility should be verified before payment. Bill Passed - House (235 - 177)
June 10, 2026 National HR 8312 Fraud Prevention and Accountability Act Bill Passed - House (240 - 181)
June 10, 2026 National HR 8464 Stopping Fraudulent Payments Act Bill Passed - House (218 - 200)
May 20, 2026 National HR 5317 Community Bank Deposit Access Act of 2025 Bill Passed - House (393 - 16)
May 20, 2026 National HR 1993 25th Anniversary of 9/11 Commemorative Coin Act Bill Passed - House (415 - 0)
May 20, 2026 National HR 4544 American Access to Banking Act Bill Passed - House (405 - 4)
May 20, 2026 National HR 3234 Keeping Deposits Local Act Bill Passed - House (405 - 0)
May 12, 2026 National HR 2071 To require the United States Executive Directors at the international financial institutions to oppose certain projects involving shrimp production (Save Our Shrimpers Act) Bill Passed - House (391 - 18)
Dec. 11, 2025 National HR 3383 Increasing Investor Opportunities Act Bill Passed - House (302 - 123)
July 17, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - House (308 - 122)
July 17, 2025 National HR 1919 Anti-CBDC Surveillance State Act Bill Passed - House (219 - 210)
July 17, 2025 National HR 3633 Digital Asset Market Clarity Act (CLARITY Act) Bill Passed - House (294 - 134)
May 22, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - House (220 - 207)
April 9, 2025 National S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - House (217 - 211)
April 9, 2025 National S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - House (219 - 211)
Feb. 10, 2025 National HR 736 Protect Small Businesses from Excessive Paperwork Act Bill Passed - House (408 - 0)
Jan. 13, 2025 National HR 192 Amtrak Executive Bonus Disclosure Act Bill Passed - House (407 - 0)
Sept. 19, 2024 National HR 4790 Guiding Uniform and Responsible Disclosure Requirements and Information Limits (GUARDRAIL) Act of 2023 Bill Passed - House (215 - 203)
May 23, 2024 National HR 5403 CBDC Anti-Surveillance State Act Bill Passed - House (216 - 192)
May 22, 2024 National HR 4763 Financial Innovation and Technology for the 21st Century Act Bill Passed - House (279 - 136)
May 15, 2024 National HR 6572 Deploying American Blockchains Act Bill Passed - House (334 - 79)
March 8, 2024 National HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
Jan. 11, 2024 National HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
Dec. 1, 2023 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
June 23, 2023 National HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
May 24, 2023 National H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
March 1, 2023 National HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
Feb. 28, 2023 National H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
Sept. 29, 2022 National HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
Sept. 21, 2022 National S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
June 15, 2022 National HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
June 24, 2021 National S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
June 16, 2021 National HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
April 19, 2021 National HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
June 26, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
Jan. 29, 2020 National HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
Jan. 16, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
Nov. 15, 2019 National HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
July 24, 2019 National HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
May 22, 2019 National HR 1500 Consumers First Act Bill Passed - House (231 - 191)
May 22, 2018 National S 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Bill Passed - House (258 - 159)
April 13, 2018 National HR 4790 Volcker Rule Regulatory Harmonization Act Bill Passed - House (300 - 104)
April 11, 2018 National HR 4293 Stress Test Improvement Act of 2017 Bill Passed - House (245 - 174)
March 6, 2018 National HR 4607 Comprehensive Regulatory Review Act Bill Passed - House (246 - 143)
Jan. 17, 2018 National HR 3326 World Bank Accountability Act of 2017 Bill Passed - House (237 - 184)
Dec. 14, 2017 National HR 4324 Strengthening Oversight of Iran's Access to Finance Act Bill Passed - House (252 - 167)
Dec. 1, 2017 National HR 1699 Preserving Access to Manufactured Housing Act of 2017 Bill Passed - House (256 - 163)
Date No. Title Outcome
7/22 HR 7008 Stop Insider Trading Act Bill Passed - House (232 - 198)
7/21 HR 6955 Main Street Act Bill Passed - House (270 - 155)
6/25 HR 2478 Financial Exploitation Prevention Act of 2025 Bill Passed - House (414 - 2)
6/11 H Res 1335 Condemning actors seeking to defraud the United States Government, and expressing the sense of the House of Representatives that governmentwide fraud and improper payment prevention reforms will meaningfully improve the financial prosperity of the United States, and that Federal program eligibility should be verified before payment. Bill Passed - House (235 - 177)
6/10 HR 8312 Fraud Prevention and Accountability Act Bill Passed - House (240 - 181)
6/10 HR 8464 Stopping Fraudulent Payments Act Bill Passed - House (218 - 200)
5/20 HR 5317 Community Bank Deposit Access Act of 2025 Bill Passed - House (393 - 16)
5/20 HR 1993 25th Anniversary of 9/11 Commemorative Coin Act Bill Passed - House (415 - 0)
5/20 HR 4544 American Access to Banking Act Bill Passed - House (405 - 4)
5/20 HR 3234 Keeping Deposits Local Act Bill Passed - House (405 - 0)
5/12 HR 2071 To require the United States Executive Directors at the international financial institutions to oppose certain projects involving shrimp production (Save Our Shrimpers Act) Bill Passed - House (391 - 18)
12/11 HR 3383 Increasing Investor Opportunities Act Bill Passed - House (302 - 123)
7/17 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - House (308 - 122)
7/17 HR 1919 Anti-CBDC Surveillance State Act Bill Passed - House (219 - 210)
7/17 HR 3633 Digital Asset Market Clarity Act (CLARITY Act) Bill Passed - House (294 - 134)
5/22 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - House (220 - 207)
4/09 S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - House (217 - 211)
4/09 S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - House (219 - 211)
2/10 HR 736 Protect Small Businesses from Excessive Paperwork Act Bill Passed - House (408 - 0)
1/13 HR 192 Amtrak Executive Bonus Disclosure Act Bill Passed - House (407 - 0)
9/19 HR 4790 Guiding Uniform and Responsible Disclosure Requirements and Information Limits (GUARDRAIL) Act of 2023 Bill Passed - House (215 - 203)
5/23 HR 5403 CBDC Anti-Surveillance State Act Bill Passed - House (216 - 192)
5/22 HR 4763 Financial Innovation and Technology for the 21st Century Act Bill Passed - House (279 - 136)
5/15 HR 6572 Deploying American Blockchains Act Bill Passed - House (334 - 79)
3/08 HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
1/11 HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
12/01 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
6/23 HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
5/24 H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
3/01 HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
2/28 H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
9/29 HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
9/21 S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
6/15 HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
6/24 S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
6/16 HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
4/19 HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
6/26 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
1/29 HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
1/16 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
11/15 HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
7/24 HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
5/22 HR 1500 Consumers First Act Bill Passed - House (231 - 191)
5/22 S 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Bill Passed - House (258 - 159)
4/13 HR 4790 Volcker Rule Regulatory Harmonization Act Bill Passed - House (300 - 104)
4/11 HR 4293 Stress Test Improvement Act of 2017 Bill Passed - House (245 - 174)
3/06 HR 4607 Comprehensive Regulatory Review Act Bill Passed - House (246 - 143)
1/17 HR 3326 World Bank Accountability Act of 2017 Bill Passed - House (237 - 184)
12/14 HR 4324 Strengthening Oversight of Iran's Access to Finance Act Bill Passed - House (252 - 167)
12/01 HR 1699 Preserving Access to Manufactured Housing Act of 2017 Bill Passed - House (256 - 163)
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