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National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.

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Date State Bill No. Title Outcome
Oct. 1, 2008 National HR 1424 Financial Asset Purchase Authority and Tax Law Amendments Bill Passed - Senate (74 - 25)
Sept. 29, 2008 National HR 3997 Financial Asset Purchase Authority Concurrence Vote Failed - House (205 - 228)
Sept. 23, 2008 National HR 5244 Credit Card Regulations Bill Passed - House (312 - 112)
June 26, 2008 National HR 6377 Energy Futures Trading Bill Passed - House (402 - 19)
June 25, 2008 National S Amdt 4983 Housing Foreclosure Assistance Programs Amendment Adopted - Senate (79 - 16)
Nov. 15, 2007 National HR 3915 Mortgage Reform and Anti-Subprime Lending Act Bill Passed - House (291 - 127)
July 12, 2006 National HR 2990 Credit Rating Agency Duopoly Relief Act Bill Passed - House (255 - 166)
March 14, 2006 National S Amdt 3013 Reinstate Pay-As-You-Go through 2011 Amendment Amendment Rejected - Senate (50 - 50)
April 14, 2005 National S 256 Bankruptcy Reform Bill Bill Passed - House (302 - 126)
March 10, 2005 National S 256 Bankruptcy Reform Bill Bill Passed - Senate (74 - 25)
March 18, 2004 National HR 1375 Financial Services Regulatory Relief Act of 2004 Bill Passed - House (392 - 25)
Jan. 28, 2004 National S 1920 Farmer Bankruptcy Bill Bill Passed - House (265 - 99)
July 15, 2002 National S 2673 Accounting Industry Reform bill Bill Passed - Senate (97 - 0)
Feb. 2, 2000 National HR 833 Bankruptcy Reform bill Bill Passed - Senate (83 - 14)
July 1, 1999 National HR 10 Financial Modernization bill Bill Passed - House (343 - 86)
May 5, 1999 National HR 833 Bankruptcy Reform bill Bill Passed - House (313 - 108)
Oct. 13, 1998 National S 1260 Securities Litigation Conference Report Adopted - House (319 - 82)
May 13, 1998 National H Amdt 621 Enhance Banking Flexibility Amendment Amendment Rejected - House (140 - 281)
May 13, 1998 National S 1260 Securities Litigation Bill Passed - Senate (79 - 21)
May 13, 1998 National HR 10 Financial Services Act of 1998 Bill Passed - House (214 - 213)
Dec. 22, 1995 National HR 1058 Legal Reform bill Veto Override Passed - Senate (68 - 30)
Dec. 20, 1995 National HR 1058 Legal Reform bill Veto Override Passed - House (319 - 100)
Dec. 6, 1995 National HR 1058 Legal Reform bill Conference Report Adopted - House (320 - 102)
Dec. 5, 1995 National HR 1058 Legal Reform bill Conference Report Adopted - Senate (65 - 30)
June 28, 1995 National HR 1058 Legal Reform bill Bill Passed - Senate (69 - 30)
Date No. Title Outcome
10/01 HR 1424 Financial Asset Purchase Authority and Tax Law Amendments Bill Passed - Senate (74 - 25)
9/29 HR 3997 Financial Asset Purchase Authority Concurrence Vote Failed - House (205 - 228)
9/23 HR 5244 Credit Card Regulations Bill Passed - House (312 - 112)
6/26 HR 6377 Energy Futures Trading Bill Passed - House (402 - 19)
6/25 S Amdt 4983 Housing Foreclosure Assistance Programs Amendment Adopted - Senate (79 - 16)
11/15 HR 3915 Mortgage Reform and Anti-Subprime Lending Act Bill Passed - House (291 - 127)
7/12 HR 2990 Credit Rating Agency Duopoly Relief Act Bill Passed - House (255 - 166)
3/14 S Amdt 3013 Reinstate Pay-As-You-Go through 2011 Amendment Amendment Rejected - Senate (50 - 50)
4/14 S 256 Bankruptcy Reform Bill Bill Passed - House (302 - 126)
3/10 S 256 Bankruptcy Reform Bill Bill Passed - Senate (74 - 25)
3/18 HR 1375 Financial Services Regulatory Relief Act of 2004 Bill Passed - House (392 - 25)
1/28 S 1920 Farmer Bankruptcy Bill Bill Passed - House (265 - 99)
7/15 S 2673 Accounting Industry Reform bill Bill Passed - Senate (97 - 0)
2/02 HR 833 Bankruptcy Reform bill Bill Passed - Senate (83 - 14)
7/01 HR 10 Financial Modernization bill Bill Passed - House (343 - 86)
5/05 HR 833 Bankruptcy Reform bill Bill Passed - House (313 - 108)
10/13 S 1260 Securities Litigation Conference Report Adopted - House (319 - 82)
5/13 H Amdt 621 Enhance Banking Flexibility Amendment Amendment Rejected - House (140 - 281)
5/13 S 1260 Securities Litigation Bill Passed - Senate (79 - 21)
5/13 HR 10 Financial Services Act of 1998 Bill Passed - House (214 - 213)
12/22 HR 1058 Legal Reform bill Veto Override Passed - Senate (68 - 30)
12/20 HR 1058 Legal Reform bill Veto Override Passed - House (319 - 100)
12/06 HR 1058 Legal Reform bill Conference Report Adopted - House (320 - 102)
12/05 HR 1058 Legal Reform bill Conference Report Adopted - Senate (65 - 30)
6/28 HR 1058 Legal Reform bill Bill Passed - Senate (69 - 30)
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