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National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.

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Date State Bill No. Title Outcome
July 22, 2026 National HR 7008 Stop Insider Trading Act Bill Passed - House (232 - 198)
July 21, 2026 National HR 6955 Main Street Act Bill Passed - House (270 - 155)
June 25, 2026 National HR 2478 Financial Exploitation Prevention Act of 2025 Bill Passed - House (414 - 2)
June 18, 2026 National PN 730-33 Nomination of George Holding, of North Carolina, to be United States Director of the European Bank for Reconstruction and Development, vice J. Steven Dowd Nomination Confirmed - Senate (48 - 39)
June 11, 2026 National H Res 1335 Condemning actors seeking to defraud the United States Government, and expressing the sense of the House of Representatives that governmentwide fraud and improper payment prevention reforms will meaningfully improve the financial prosperity of the United States, and that Federal program eligibility should be verified before payment. Bill Passed - House (235 - 177)
June 10, 2026 National HR 8312 Fraud Prevention and Accountability Act Bill Passed - House (240 - 181)
June 10, 2026 National HR 8464 Stopping Fraudulent Payments Act Bill Passed - House (218 - 200)
May 20, 2026 National HR 5317 Community Bank Deposit Access Act of 2025 Bill Passed - House (393 - 16)
May 20, 2026 National HR 1993 25th Anniversary of 9/11 Commemorative Coin Act Bill Passed - House (415 - 0)
May 20, 2026 National HR 4544 American Access to Banking Act Bill Passed - House (405 - 4)
May 20, 2026 National HR 3234 Keeping Deposits Local Act Bill Passed - House (405 - 0)
May 13, 2026 National PN 855-1 Nomination of Kevin Warsh, of Florida, to be Chairman of the Board of Governors of the Federal Reserve System for a term of four years, vice Jerome H. Powell, term expiring Nomination Confirmed - Senate (54 - 45)
May 13, 2026 National S J Res 130 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices" Motion Rejected - Senate (47 - 53)
May 13, 2026 National S J Res 141 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" Motion Rejected - Senate (50 - 50)
May 13, 2026 National S J Res 132 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents" Motion Rejected - Senate (48 - 52)
May 12, 2026 National PN 855-1 Nomination of Kevin Warsh, of Florida, to be Chairman of the Board of Governors of the Federal Reserve System for a term of four years, vice Jerome H. Powell, term expiring Cloture Invoked - Senate (51 - 45)
May 12, 2026 National HR 2071 To require the United States Executive Directors at the international financial institutions to oppose certain projects involving shrimp production (Save Our Shrimpers Act) Bill Passed - House (391 - 18)
Dec. 11, 2025 National HR 3383 Increasing Investor Opportunities Act Bill Passed - House (302 - 123)
Sept. 15, 2025 National PN 464 Nomination of Stephen Miran to be a Member of the Board of Governors of the Federal Reserve System Nomination Confirmed - Senate (48 - 47)
Sept. 15, 2025 National PN 464 Nomination of Stephen Miran to be a Member of the Board of Governors of the Federal Reserve System Cloture Invoked - Senate (50 - 44)
July 23, 2025 National PN 24-3 Nomination of John Hurley to be Under Secretary for Terrorism and Financial Crimes Nomination Confirmed - Senate (51 - 47)
July 17, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - House (308 - 122)
July 17, 2025 National PN 24-3 Nomination of John Hurley to be Under Secretary for Terrorism and Financial Crimes Cloture Invoked - Senate (46 - 36)
July 17, 2025 National HR 3633 Digital Asset Market Clarity Act (CLARITY Act) Bill Passed - House (294 - 134)
July 17, 2025 National HR 1919 Anti-CBDC Surveillance State Act Bill Passed - House (219 - 210)
July 15, 2025 National PN 25-39 Nomination of Luke Pettit to be an Assistant Secretary of the Treasury Nomination Confirmed - Senate (69 - 30)
July 14, 2025 National PN 25-39 Nomination of Luke Pettit to be an Assistant Secretary of the Treasury Cloture Invoked - Senate (60 - 28)
July 10, 2025 National PN 25-15 Nomination of Jonathan Gould to be Comptroller of the Currency Nomination Confirmed - Senate (50 - 45)
July 10, 2025 National PN 25-15 Nomination of Jonathan Gould to be Comptroller of the Currency Cloture Invoked - Senate (50 - 45)
June 26, 2025 National PN 13-7 Nomination of Kenneth Kies to be an Assistant Secretary of the Treasury Nomination Confirmed - Senate (53 - 45)
June 25, 2025 National PN 26-12 Nomination of Paul Dabbar to be Deputy Secretary of Commerce Nomination Confirmed - Senate (56 - 40)
June 25, 2025 National PN 13-7 Nomination of Kenneth Kies to be an Assistant Secretary of the Treasury Cloture Invoked - Senate (53 - 44)
June 24, 2025 National PN 26-12 Nomination of Paul Dabbar to be Deputy Secretary of Commerce Cloture Invoked - Senate (56 - 42)
June 17, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - Senate (58 - 30)
June 12, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Invoked - Senate (67 - 27)
June 12, 2025 National PN 12-27 Nomination of William Long to be Commissioner of Internal Revenue Nomination Confirmed - Senate (53 - 44)
June 11, 2025 National PN 12-27 Nomination of William Long to be Commissioner of Internal Revenue Cloture Invoked - Senate (53 - 46)
June 4, 2025 National PN 55-9 Nomination of Michelle Bowman to be Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Nomination Confirmed - Senate (48 - 46)
June 4, 2025 National PN 55-9 Nomination of Michelle Bowman to be Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Cloture Invoked - Senate (51 - 46)
May 22, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - House (220 - 207)
May 19, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Invoked - Senate (66 - 32)
May 8, 2025 National S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Not Invoked - Senate (48 - 49)
May 7, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - Senate (52 - 47)
May 6, 2025 National S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Motion Agreed - Senate (53 - 46)
April 9, 2025 National S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - House (217 - 211)
April 9, 2025 National PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Nomination Confirmed - Senate (52 - 44)
April 9, 2025 National S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - House (219 - 211)
April 9, 2025 National PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Cloture Invoked - Senate (51 - 45)
March 27, 2025 National S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - Senate (52 - 48)
March 26, 2025 National PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Nomination Confirmed - Senate (53 - 43)
Date No. Title Outcome
7/22 HR 7008 Stop Insider Trading Act Bill Passed - House (232 - 198)
7/21 HR 6955 Main Street Act Bill Passed - House (270 - 155)
6/25 HR 2478 Financial Exploitation Prevention Act of 2025 Bill Passed - House (414 - 2)
6/18 PN 730-33 Nomination of George Holding, of North Carolina, to be United States Director of the European Bank for Reconstruction and Development, vice J. Steven Dowd Nomination Confirmed - Senate (48 - 39)
6/11 H Res 1335 Condemning actors seeking to defraud the United States Government, and expressing the sense of the House of Representatives that governmentwide fraud and improper payment prevention reforms will meaningfully improve the financial prosperity of the United States, and that Federal program eligibility should be verified before payment. Bill Passed - House (235 - 177)
6/10 HR 8312 Fraud Prevention and Accountability Act Bill Passed - House (240 - 181)
6/10 HR 8464 Stopping Fraudulent Payments Act Bill Passed - House (218 - 200)
5/20 HR 5317 Community Bank Deposit Access Act of 2025 Bill Passed - House (393 - 16)
5/20 HR 1993 25th Anniversary of 9/11 Commemorative Coin Act Bill Passed - House (415 - 0)
5/20 HR 4544 American Access to Banking Act Bill Passed - House (405 - 4)
5/20 HR 3234 Keeping Deposits Local Act Bill Passed - House (405 - 0)
5/13 PN 855-1 Nomination of Kevin Warsh, of Florida, to be Chairman of the Board of Governors of the Federal Reserve System for a term of four years, vice Jerome H. Powell, term expiring Nomination Confirmed - Senate (54 - 45)
5/13 S J Res 130 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices" Motion Rejected - Senate (47 - 53)
5/13 S J Res 141 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" Motion Rejected - Senate (50 - 50)
5/13 S J Res 132 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents" Motion Rejected - Senate (48 - 52)
5/12 PN 855-1 Nomination of Kevin Warsh, of Florida, to be Chairman of the Board of Governors of the Federal Reserve System for a term of four years, vice Jerome H. Powell, term expiring Cloture Invoked - Senate (51 - 45)
5/12 HR 2071 To require the United States Executive Directors at the international financial institutions to oppose certain projects involving shrimp production (Save Our Shrimpers Act) Bill Passed - House (391 - 18)
12/11 HR 3383 Increasing Investor Opportunities Act Bill Passed - House (302 - 123)
9/15 PN 464 Nomination of Stephen Miran to be a Member of the Board of Governors of the Federal Reserve System Nomination Confirmed - Senate (48 - 47)
9/15 PN 464 Nomination of Stephen Miran to be a Member of the Board of Governors of the Federal Reserve System Cloture Invoked - Senate (50 - 44)
7/23 PN 24-3 Nomination of John Hurley to be Under Secretary for Terrorism and Financial Crimes Nomination Confirmed - Senate (51 - 47)
7/17 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - House (308 - 122)
7/17 PN 24-3 Nomination of John Hurley to be Under Secretary for Terrorism and Financial Crimes Cloture Invoked - Senate (46 - 36)
7/17 HR 3633 Digital Asset Market Clarity Act (CLARITY Act) Bill Passed - House (294 - 134)
7/17 HR 1919 Anti-CBDC Surveillance State Act Bill Passed - House (219 - 210)
7/15 PN 25-39 Nomination of Luke Pettit to be an Assistant Secretary of the Treasury Nomination Confirmed - Senate (69 - 30)
7/14 PN 25-39 Nomination of Luke Pettit to be an Assistant Secretary of the Treasury Cloture Invoked - Senate (60 - 28)
7/10 PN 25-15 Nomination of Jonathan Gould to be Comptroller of the Currency Nomination Confirmed - Senate (50 - 45)
7/10 PN 25-15 Nomination of Jonathan Gould to be Comptroller of the Currency Cloture Invoked - Senate (50 - 45)
6/26 PN 13-7 Nomination of Kenneth Kies to be an Assistant Secretary of the Treasury Nomination Confirmed - Senate (53 - 45)
6/25 PN 26-12 Nomination of Paul Dabbar to be Deputy Secretary of Commerce Nomination Confirmed - Senate (56 - 40)
6/25 PN 13-7 Nomination of Kenneth Kies to be an Assistant Secretary of the Treasury Cloture Invoked - Senate (53 - 44)
6/24 PN 26-12 Nomination of Paul Dabbar to be Deputy Secretary of Commerce Cloture Invoked - Senate (56 - 42)
6/17 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Bill Passed - Senate (58 - 30)
6/12 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Invoked - Senate (67 - 27)
6/12 PN 12-27 Nomination of William Long to be Commissioner of Internal Revenue Nomination Confirmed - Senate (53 - 44)
6/11 PN 12-27 Nomination of William Long to be Commissioner of Internal Revenue Cloture Invoked - Senate (53 - 46)
6/04 PN 55-9 Nomination of Michelle Bowman to be Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Nomination Confirmed - Senate (48 - 46)
6/04 PN 55-9 Nomination of Michelle Bowman to be Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Cloture Invoked - Senate (51 - 46)
5/22 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - House (220 - 207)
5/19 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Invoked - Senate (66 - 32)
5/08 S 1582 Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Cloture Not Invoked - Senate (48 - 49)
5/07 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Joint Resolution Passed - Senate (52 - 47)
5/06 S J Res 13 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. Motion Agreed - Senate (53 - 46)
4/09 S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - House (217 - 211)
4/09 PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Nomination Confirmed - Senate (52 - 44)
4/09 S J Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". Joint Resolution Passed - House (219 - 211)
4/09 PN 12-18 Nomination of Paul Atkins to be a Member of the Securities and Exchange Commission Cloture Invoked - Senate (51 - 45)
3/27 S J Res 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Joint Resolution Passed - Senate (52 - 48)
3/26 PN 12-15 Nomination of Michael Faulkender to be Deputy Secretary of the Treasury Nomination Confirmed - Senate (53 - 43)
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