Vote Smart's Synopsis:

Vote to pass a bill that requires health insurance policies in Michigan to cover a 12-month supply of prescription contraceptives, including necessary consultations and medical services, ensuring comprehensive access for insured individuals.

Highlights:

• Requires health insurance policy that provides coverage for prescription contraceptives to include coverage for the following (Sec. 3406jj):

• Requires a 12-month supply of contraceptive prescription that is within the covered insured’s health plan or available through the insurer’s network;

•  If other prescriptions are covered, authorize the coverage of the following: 

• Health insurance policy; 

• Outpatient consultations; 

• Examinations; 

• Procedures; and 

• Other medical services need to prescribe, deliver, or remove a prescription contraception. 

• Specifies that a 12-month supply of contraceptives must be dispensed for the 12 months regardless of whether the insured was covered under the health insurance policy at the time it was first dispensed; 

• Specifies that contraceptive prescription  coverage may still be subjected to the provision of the health insurance policy that applies to other prescribed medication; 

• Prohibits insurers from imposing restrictions or medical control on the supply or coverage of prescription contraception; and 

• Specifies that insurers are not required to provide coverage for a 12-month supply in a 1-month period before the end of an insured’s plan year. 

• Specifies that the provisions of this bill shall take effect beginning December 31, 2025 (Sec. 2).

Full Bill Text