Vote Smart's Synopsis:

Vote to pass a bill that prohibits insurers from denying or excluding coverage due to preexisting conditions in Pennsylvania.

Highlights:

• Prohibits insurers from denying or excluding coverage due to health factors or other preexisting conditions in Pennsylvania (Sec. 2).

• Defines “health factor” as an element related to an individual’s physical or mental makeup, including (Sec. 2):

• Health status;

• Medical condition;

• Claims experience;

• Receipt of health care;

• Medical history;

• Genetic information;

• Evidence of insurability, including conditions arising out of acts of domestic violence; or

• Disability.

• Specifies that the provisions of this bill shall take effect immediately upon passage and approval by the Governor (Sec. 11).

Full Bill Text