Vote Smart's Synopsis:

Vote to pass a bill that prohibits insurers from setting annual or lifetime limits on the cost of care in Pennsylvania.

Highlights:

• Prohibits health insurance companies from setting annual or lifetime limits in their health insurance policies on the cost of care in Pennsylvania (Sec. 2).

• Defines “health insurance policy” as a policy, subscriber contract, certificate, or plan issued by an insurer that provides medical or health care coverage, and does not include (Sec. 2):

• An accident-only policy;

• A credit-only policy;

• A long-term care or disability income policy;

• A specified disease policy;

• A Medicare supplement policy;

• A fixed indemnity policy;

• A dental-only policy;

• A vision-only policy;

• A workers' compensation policy;

• An automobile medical payment policy;

• A policy under which the Federal Government provides benefits to active or former military personnel and their dependents;

• A hospital indemnity policy; or

• Any other similar policies that provide limited benefits.

• Specifies that the provisions of this bill shall take effect immediately upon passage and approval by the Governor (Sec. 9).

Full Bill Text