Vote Smart's Synopsis:

Vote to amend and pass a bill that amends insurance laws to require coverage for mammograms and other diagnostic breast exams in Alaska.

Highlights:

• Requires health insurance providers to conduct risk assessments of their patient's health data (Sec. 1).

• Requires health insurance providers to develop and implement a plan to protect their patients’ health data based on risks identified in risk assessment (Sec. 1).

• Requires health insurance providers to conduct investigations in the event of a cybersecurity breach and allows health insurance providers to allow third parties to conduct the investigation (Sec. 1).

• Requires health insurance providers to notify Alaska’s director of insurance within 3 days of a cybersecurity breach (Sec. 1):

• Provides exceptions should federal law enforcement instruct the health insurance provider to not notify the director of insurance; and

• Requires third parties working with health insurance providers to follow these rules to the fullest extent possible;

• Defines any information provided to health insurance providers, or directors as a result of an investigation, as confidential and privileged (Sec. 1).

• Requires penalties for health insurance providers not following practices outlined in this bill (Sec. 1).

• Prohibits out-of-pocket expenses for health insurance plans covering mammography and provides exceptions for high-deductible plans used to qualify for a health savings account tax deduction (Sec. 1).

Full Bill Text